• 1. What is Muncha Money Transfer?

    Muncha Money Transfer is an online platform to send money from US to Nepal in association with Siddhartha Bank Ltd and powered by MachNet under the license provided by SynapsePay.
    It is the most easy and compliant service for online money transfer. Customer needs to follow three simple steps to send money to Nepal

    • Register on Muncha Money Transfer site by providing elementary details.
    • Provide beneficiary's details in Nepal.
    • Transfer money from Online Bank
  • 2. Who can use Muncha Money Transfer?

    Any person who wishes to send money to an individual/organization in Nepal can use Muncha Money Transfer®.

  • 3. Which currencies can you use to make a remittance?

    Presently, you can make a remittance in U.S Dollars. The remittance will be delivered to your beneficiary's bank account in Nepalese Rupees.

  • 4. Which countries does Muncha Money Transfer Platform serve from?

    Presently you can send money from USA. We will soon introduce this platform to other countries as well.

  • 5. Why should a user trust Muncha Money Transfer?

    Muncha Money Transfer®, an online money transfer platform is brought to you by Muncha Money Transfer Pvt. Ltd. in association with Siddhartha Bank Ltd Nepal and is powered by MachNet Inc. under the license provided by SynapsePay. The Banking Channel for the transfer of money is Siddhartha Bank Ltd, one of the fastest growing banks in Nepal and a trusted name for years. The founding principles laid by the promoters and partners of Muncha Money Transfer are to provide value, convenience and more importantly, transparency and security to customers.

  • 6. Why is Muncha Money Transfer safe?

    Muncha Money Transfer® does not share the personal information provided by you with any third party (unless, of course, required to do so by law). For details read our Privacy Policy. When you make a remittance at Muncha Money Transfer, you make an Online Transfer to directly debit your bank account. All transactions are carried out across secure encrypted lines and state-of- the-art firewalls, which have gone through extensive security tests.

  • 7. What type of payments can you make through Muncha Money Transfer?

    Inward remittances for: family maintenance, purchase of property, investments, transfers to NPR accounts are the kinds of payments that you can make through Muncha Money Transfer®.

  • 8. What are the different payment modes offered by Muncha Money Transfer?

    Presently, Muncha Money Transfer offers you only one payment mode:
    Online Transfer : Completely web-based and totally paperless way to send money to Nepal. This facility is currently available in United States. In the United States, it is carried out via the Automated Clearing House or ACH facility, whereby money is directly debited from your existing US bank account and transferred to our account.

    We are adding other Modes of Payment soon. Please call 1-888-357-6348 or write to us at money@muncha.com for more details.

  • 9. What are the different delivery modes offered by Muncha Money Transfer?

    Money sent by you will be delivered into your beneficiary’s bank account. Your beneficiary in Nepal needs to have a valid Bank Account with the corresponding banks in our network. There is no charge or bank fee involved in this mode for our network within Kathmandu Valley.

     

    However, there is a direct bank processing fee for bank deposit to beneficiary's account outside Kathmandu Valley as per the corresponding bank's rules and regulations. Such fee is directly deducted from the beneficiary amount as a Bank Processing Fee. The bank account and number must be valid and verified in advance.

  • 10. How long does it take for a beneficiary to receive money?

    The beneficiary is informed about the money order on the business day of the transaction and will be delivered (direct bank deposit) within 48 hrs once the fund is cleared in US.

  • 11. What is the Remittance Transaction Reference Number or RTRN?

    The Remittance Reference Number or RTRN is the unique number displayed on your screen at the time of booking your remittance. Consider it the root of your transaction.

    • You get to know the exact status of your transfer by simply clicking on your RTRN on our Online Tracker.
    • If you are writing an email to us, you need to quote your RTRN.
  • 12. How are you informed of your transaction status?

    Once you book a remittance on Muncha Money Transfer® website, we keep you informed on the status of your remittance through regular email updates and reminders. The various statuses display and their explanation is as follows:

    • Pending: This means that, your transaction is under verification and is awaiting for processing processing.
    • Cancelled: This means that you have cancelled the transaction within the 30 minutes window, after initiating the order.
    • Processing: This means that we have received your Online Transfer instruction and it is in the banking channels for clearing.
    • Funds in clearing: This means that your Online Transfer instruction has been cleared, or your funds have been dispatched to your beneficiary.
    • Delivered: This means that the payment has been made to your beneficiary’s bank account and you can view the delivery details against your Remittance Reference Number.

    Of course, apart from regular email updates from Muncha Money Transfer.To follow your transaction status, please log-in to money.muncha.com and go to “My Transactions”.

  • 13. Is there a limit on the number of beneficiaries that you can remit money to in Nepal?

    No. You can send the money to as many people as you wish. Muncha Money Transfer® has an Address Book tool where you can enter and store your beneficiaries' details.

  • 14. What role does Siddhartha Bank play in Muncha Money Transfer?

    Siddhartha Bank is the banking backbone for Muncha Money Transfer and undertakes the money transfer activity for transactions. In short, the money you send is managed entirely by Siddhartha Bank Ltd. MachNet Inc.provides technology, operations and a compliant service platform.

  • 15. Do you or your beneficiary need to open any special bank account?

    No, your beneficiary can use her/his existing bank account in Nepal to receive fund sent through Muncha Money Transfer®.

  • 16. How is Muncha Money Transfer better than alternate modes of remitting money to Nepal?

    Muncha Money Transfer transaction fees are extremely affordable, and exchange rates are among the very best. The money sent by you is directly credited into the beneficiary's bank account or delivered to the doorstep. What's more, a 24x7 customer service provides you with round-the clock-service.

Online Transfers

  • 1. What is an online Transfer?

    An Online Transfer is a completely paperless, web-based way to send money to Nepal through Muncha Money Transfer. It is a completely online mode of sending money from US to Nepal, brought to you by money.muncha.com, in association with Siddhartha Bank Ltd and is powered by MachNet Inc.Customer needs to follow three simple steps to send money to Nepal.

    • Register on Muncha Money Transfer® site by providing elementary details.
    • Provide the beneficiary's details and bank account information in Nepal.
    • Send Money
  • 2. What are the benefits of an online Transfer?

    When you send money from your bank account in the United States via an Online Transfer, we receive the money in 2 working days from your bank. No extra cost is passed on to you.

  • 3. Which currencies can you send via Online Transfer?

    Presently, you can send only in one currency via Online Transfer - USD.

  • 4. What is Automated Clearing House (ACH)?

    ACH stands for Automated Clearing House. In the United States, the ACH Network is a highly reliable and efficient nationwide electronic funds transfer system governed by the (NACHA) National Automated Clearing House Association's operating rules, which authorize inter-bank clearing of electronic payments.

  • 5. How do you make an Online Transfer from the United States?

    To use Muncha Money Transfer®'s Online Transfer mode, you need to follow the following steps:

    • As a First-time user, you need to complete a one-time Registration process.
    • Your details are verified through a one-time verification process, which takes 24 hours.
    • In order to process your transaction faster, it is advisable to book your remittance by 2:30 PM PST.
  • 6. What type of US bank accounts can be used for Online Transfers?

    An individual Checking Account or an individual Savings Account with following US Banks can be used for Online Transfers.

    • 121 Financial Credit Union
    • FirstBank (Virgin Islands)
    • First Bank of Dalton
    • 1st Constitution Bank
    • 1st Kentucky Bank
    • First Security Bank (IA)
    • 1st Source Bank
    • Three Rivers Credit Union
    • 4Front Credit Union
    • American Airlines Credit Union
    • Anheuser-Busch Employees Credit Union
    • Abilene Teachers FCU
    • Abri Credit Union
    • Accentra Credit Union
    • ACCESS FCU
    • AccessBank -Texas
    • Access Credit Union
    • Atlantic City Electric Company Employee Credit Union
    • Achieva CU
    • Associated Credit Union
    • Advance Financial Credit Union
    • Advantis Credit Union
    • Armed Forces Bank
    • Arkansas Credit Union
    • Affiliated Bank
    • Affinity Credit Union
    • Affinity Plus Federal Credit Union
    • Alabama Central Credit Union
    • Alabama CU
    • Alabama One Credit Union
    • Alaska USA Federal Credit Union
    • Alerus Business Banking
    • Align Credit Union
    • Allegiance CU (OK)
    • Alliance CU (CA & NC)
    • Alliance Credit Union (CA)
    • Alliant Credit Union
    • Allied First Bank
    • AllSouth Federal Credit Union
    • AllSouth FCU
    • Ally Bank
    • Aloha Pacific Federal Credit Union
    • Altier Credit Union
    • Altra Federal Credit Union
    • Amerasia Bank
    • America First CU
    • American Airlines FCU
    • American Eagle Financial Credit Union
    • American Express Bank - Personal Savings
    • American Federal Bank
    • American Savings Bank (HI)
    • American State Bank (IA)
    • America's CU (TX)
    • Ameris Bank
    • APCI FCU
    • Atlanta Postal Credit Union
    • Aberdeen Proving Ground Credit Union
    • Apple FCU
    • Arizona Central CU
    • Arizona FCU
    • Arlington Community Federal Credit Union
    • Arsenal Credit Union
    • Arvest Bank
    • Arvest Bank (AR)
    • Ascend FCU
    • Ascend Federal Credit Union
    • Aspire Credit Union
    • Associated CU
    • Associated Bank
    • Athol Credit Union
    • Atlanta Postal CU
    • Atlantic FCU - Cumberland
    • Austin Bank
    • Avadian CU
    • Arizona Central Credit Union
    • Bank of Agriculture & Commerce
    • Banc of California
    • BancorpSouth Bank
    • Banesco Bank
    • Bangor Savings Bank
    • Bank 7
    • The Fidelity Deposit and Discount Bank
    • First National Bank and Trust (WI)
    • Union Bank & Trust
    • Bank At United Personal Banking
    • Bank of Blue Valley
    • Bankers Trust (Except Cedar Rapids)
    • BankFinancial
    • Bank First Financial Services
    • Landmark National Bank
    • Bank Liberty
    • mBank (formerly First Federal of Northern Michigan)
    • Bank of Akron
    • Bank of Albuquerque
    • Bank of Ann Arbor
    • Bank of Arkansas
    • Bank of Bartlett
    • Bank of Bolivar
    • Bank of Camilla
    • Bank of Colorado
    • Bank of Commerce (MS)
    • Bank of Coweta
    • Bank of Hamilton
    • Bank of Idaho
    • Bank of Little Rock
    • Bank of Magnolia
    • The Bank of Marion
    • Bank of Oklahoma
    • Bank of Pensacola
    • Bank of Perry
    • Bank of the San Juans
    • Bank of Sullivan
    • Bank of Texas
    • Bank of The James
    • Bank of the Sierra
    • Bank of Tuscaloosa
    • Bank of Walterboro
    • Bank of the Ozarks
    • Bank Plus
    • Bank Rhode Island
    • bankSNB
    • Bank of Southern California
    • Bank Vista
    • MutualBank
    • Banner Bank
    • Baraboo National Bank
    • Bath Savings Institution
    • BayCoast Bank
    • Bay Federal Credit Union
    • BayPort Credit Union
    • BB&T Bank
    • BBVA Compass
    • BCU Baxter Credit Union
    • BECU
    • Bellco Credit Union
    • Berkshire Bank
    • Barksdale Federal Credit Union
    • Buffalo Metropolitan Credit Union
    • BankFund Staff Federal Credit Union
    • Blackhawk CU
    • Blue Ridge Bank & Trust Co.
    • BMO Harris Bank
    • Bryn Mawr Trust Company
    • BNC National Bank
    • Bank of America
    • Bank of Hawaii
    • Bank of the West
    • Bogota Bank
    • Bank of Bolivar
    • Border State Bank
    • Boston Firefighters Credit Union
    • Brady National Bank
    • Brattleboro Savings & Loan
    • Brenham National Bank
    • Brewery CU
    • Bridgehampton National Bank
    • Bridgewater Credit Union
    • Bridgewater Savings
    • Brighton Bank
    • Broadway Bank
    • Bronco Credit Union
    • Baton Rouge Telco Credit Union
    • Bank of Southside Virginia
    • Building Trades FCU
    • Burke & Herbert Bank and Trust
    • Busey Bank
    • Brazos Valley Schools Credit Union
    • The Callaway Bank
    • Cambridge Bank - Personal
    • Cambridge Trust Company
    • Camden National Bank
    • Campco Credit Union
    • Campus USA Credit Union
    • Campus Credit Union
    • Canyon State Credit Union
    • Capital Communications FCU
    • Capital Communications Credit Union
    • CapEd Credit Union
    • Capitol Federal Savings Bank (KS)
    • Capital Bank
    • Capital City Bank (KS) - Bank
    • Capital Credit Union (WI)
    • Capitol National Bank
    • Capital One
    • Capital One 360
    • Carolina Alliance Bank
    • Carver Federal Savings Bank (Personal & Business)
    • Cascades Community FCU
    • Castle Rock Bank
    • Community Bank of Bergen County
    • Commercial Bank of Ozark
    • CB&S Bank
    • Commercial Bank of Texas
    • Community Credit Union of Florida
    • CDC FCU
    • CEFCU
    • Centennial Bank
    • Centier Bank
    • Centinel Bank of Taos (New Mexico)
    • Central Bank Illinois
    • Central Bank (MO)
    • Central Bank of Boone County
    • Central CU of Illinois
    • Central One Credit Union
    • Central Bank Illinois
    • Central Minnesota FCU
    • Central National Bank of Enid
    • Central National Bank (KS)
    • Central Savings Bank
    • Central State Credit Union
    • Centris FCU
    • Century Bank & Trust
    • Citizens and Farmers Bank
    • Chase
    • Chelsea State Bank
    • Chelsea State Bank
    • Chevron FCU
    • Chevron Federal Credit Union
    • Chime Bank
    • Blackhawk Bank
    • Christian Financial CU
    • Christian Financial Credit Union
    • CIBC Bank USA (IL)
    • Citibank
    • Citizens Bank
    • Citizens Bank
    • The Citizens Bank of Cochran
    • Citizens Bank of Kansas
    • Citizens Bank Tri-Cities
    • Citizens First Bank
    • Citizens First
    • Citizens Union Bank
    • City Credit Union
    • City National Bank (FL)
    • City State Bank
    • Civista Bank
    • Clear Mountain Bank
    • Clearview Credit Union
    • Clinton National Bank
    • Clinton Savings Bank
    • CME FCU
    • Citizens National Bank of Greater St. Louis
    • Communities of Abilene Credit Union
    • Coastal FCU
    • Coastline FCU
    • Coastway Community Bank
    • Cochise Credit Union
    • CODE CU
    • Cohutta Banking Company
    • Colony Bank of Fitzgerald
    • Columbia Bank (NJ)
    • Columbia CU
    • Commercial Bank (GA)
    • Comerica Bank
    • Communication Credit Union
    • Commercial Bank of Ozark
    • Community America Credit Union
    • Community Bank N.A. (NY)
    • Community Credit Union of Florida
    • Community CU (MA)
    • Community Financial CU
    • Community First CU (WI)
    • Community National Bank (VT)
    • Community Spirit Bank
    • Community Trust Bank
    • Compass Credit Union
    • Connects FCU
    • Connecticut Community Bank(Greenwich)
    • Connex Credit Union
    • Connexus Credit Union
    • Consumers Credit Union
    • Cooperativa Zeno Gandia
    • Coosa Pines Credit Union
    • CorePlus Credit Union
    • Cornhusker Bank
    • CorTrust Bank
    • Covington County Bank
    • Citizens Progressive Bank
    • Community Resource Credit Union
    • Credit Union of Texas
    • Croghan Colonial Bank
    • Cross Keys Bank
    • State Bank of Cross Plains
    • Commercial Savings Bank (OH)
    • Credit Union of New Jersey
    • Credit Union One (MI)
    • Credit Union of Southern California
    • CU of Southern California
    • Central Valley Community Bank
    • DayMet Credit Union
    • Dow Chemical Employees Credit Union
    • Digital Federal Credit Union
    • Dean Bank
    • Decorah Bank & Trust Company
    • Dedham Savings
    • Delta Community CU
    • Delta Community Credit Union
    • Denali Alaskan Credit Union
    • Department of the Interior FCU
    • Desert Community Bank (CA)
    • Desert Schools Federal Credit Union
    • Deseret First Credit Union
    • Dearborn Credit Union
    • Diamond Lakes Credit Union
    • Bank of Dickson
    • Dime Bank
    • Direct Credit Union
    • DL Evans Bank
    • DNB First
    • Del Norte Credit Union
    • Department of Commerce Credit Union
    • Dover FCU
    • Dover Credit Union
    • Downey Credit Union
    • Dupaco Community CU [US]
    • DuPage Credit Union
    • Dutch Point CU
    • Eagle Community Credit Union
    • Earthmover Credit Union
    • East Boston Savings Bank
    • East Cambridge Savings Bank
    • Eastman CU
    • East Traverse Catholic FCU
    • Exchange Bank of Northeast Missouri
    • Evangelical Christian Credit Union
    • Education CU
    • Education First Credit Union
    • Edwards Credit Union
    • EECU
    • Elevations Credit Union
    • Elko Credit Union
    • Emory Alliance CU
    • Emory Alliance Credit Union
    • Empower FCU
    • Empower Federal Credit Union
    • Englewood Bank
    • ENT Credit Union
    • Equity Bank
    • ESL Credit Union
    • Essential FCU
    • Evangeline Bank & Trust
    • Evansville Credit Union
    • Evergreen CU (WI)
    • Exchange Bank (GA)
    • Exchange Bank (CA)
    • Extraco Banks
    • Fairfield National Bank (IL)
    • Fairwinds CU
    • Fall River Municipal CU
    • Family Trust Credit Union
    • Farm Bureau Bank
    • The Farmers Bank (GA)
    • Farmers Insurance Group FCU
    • Farmers State Bank & Trust Co.
    • Fauquier Bank
    • First Community National Bank (MO)
    • Federal Savings Bank
    • First Farmers Bank
    • First Federal of Lakewood
    • First Guaranty Bank
    • Fidelity
    • Fifth District Savings Bank
    • Fifth Third Bank
    • Filer CU
    • Firefly CU
    • First Advantage Bank
    • First Alliance Credit Union
    • First Arkansas Bank and Trust
    • First Bank & Trust Co.
    • First Bank of Jasper (Synovus)
    • First Bank of Tennessee
    • First Citizens Bank
    • First City CU
    • First Coast Community Bank
    • First Commerce Credit Union
    • First Commercial Bank (Birmingham)
    • First Commercial Bank (Huntsville)
    • First Commons Bank
    • First Community Credit Union (MO)
    • First Community Bank of Tifton
    • First Credit Union
    • First Dakota National Bank
    • First Farmers & Merchants Bank (TN)
    • First Federal of the South
    • First Harrison Bank
    • First State Bank of Harvey
    • First Hawaiian Bank
    • First Internet Bank of Indiana
    • First Independent Bank of Nevada
    • First Interstate Bank
    • First Kentucky Bank
    • First Landmark Bank (Personal)
    • FirstLight Credit Union
    • Firstmark CU
    • First Metro Bank
    • First Minnesota Bank
    • First Montana Bank
    • First National Bank of Durango
    • Bank of Elk River
    • First National Bank & Trust of Miami
    • First National Bank (Ames)
    • First National Bank (LA)
    • First National Bank of Omaha(FNB of Omaha)
    • First National Bank in Brookings
    • First National Bank & Trust of Rochelle
    • First NBC Bank
    • First Premier Bank
    • First Republic Bank
    • First Security Bank (AR)
    • First Security Bank of Missoula
    • First State Bank (AR)
    • First State Bank of Athens (TX)
    • First State Bank and Trust (GA)
    • Firstate Bank (GA)
    • First Tech Federal Credit Union
    • First Tennessee
    • First U.S. Community CU
    • First Utah Bank
    • Fitzsimons Credit Union
    • Five Star Bank (CA)
    • Florence Bank
    • Farmers National Bank (KY)
    • First National Bank Alaska
    • First National Bank of Coffee County
    • First National Bank of Greencastle
    • First National Bank of Howell
    • First National Bank of Miami
    • First National Bank Midwest City
    • FNB South
    • Focus CU
    • Focus Bank
    • Foothills Bank
    • Forcht Bank
    • Forest Area FCU
    • Forest Park National Bank and Trust Co
    • Fort Bragg Credit Union
    • Fort Jennings State Bank
    • Fort Lee Credit Union
    • Founders FCU
    • Founders Credit Union
    • Four Seasons Credit Union
    • Fox Communities CU
    • Frandsen Bank
    • Franklin Bank & Trust
    • The Friendship State Bank
    • Frost Bank
    • First State Bank of St. Charles
    • First Service Credit Union
    • Fort Sill Credit Union
    • First Texoma National Bank
    • Fort Worth Community Credit Union
    • Fulton Bank of New Jersey
    • Garden Savings Credit Union
    • Gate City Bank
    • GE CU
    • GEICO Credit Union
    • GenoaBank
    • Georgia Bank
    • Georgetown Savings Bank
    • Georgias Own Credit Union
    • Gesa CU
    • Glacier Bank
    • Global Credit Union
    • Grundy National Bank
    • Greater Nevada Credit Union
    • Guaranty Bond Bank
    • Gulf Winds Credit Union
    • Golden Plains Credit Union
    • Grafton Suburban CU
    • Grand Bank (NJ)
    • Grand Trunk Battle Creek Employee FCU
    • Grandview Bank
    • Granville National Bank
    • Greater Alliance Credit Union
    • Greater Metro FCU
    • Greater Nevada CU
    • Great Southern Bank
    • Great Western Bank
    • Greenfield Savings Bank
    • Greylock Credit Union
    • Grinnell State Bank
    • Granite Credit Union
    • Granite State Credit Union
    • GTE Financial
    • Georgia United Credit Union
    • Gulf Coast Bank Company - Digital Banking
    • Hamilton State Bank (GA)
    • Hapo Community CU
    • Happy State Bank
    • Harborstone Credit Union
    • Hardin County Bank
    • Harris County FCU
    • CresCom Bank
    • Heartland Bank and Trust Company
    • HEB Credit Union
    • Hendricks County Bank and Trust Company
    • Heritage Community CU
    • Heritage Community Credit Union
    • Heritage FCU
    • Herring Bank
    • Hickam Credit Union
    • Hawaii Community Credit Union
    • Hillcrest Bank
    • Hills Bank Company
    • HNB National Bank
    • Holyoke Credit Union
    • Home Bank
    • Home Federal Bank of Tennessee
    • Homestead Savings Bank
    • HomeTrust Bank
    • Honesdale National Bank
    • Honor CU
    • Hope Credit Union
    • Horizon Bank (Texas) - Bank
    • Howard Bank
    • Hughes Credit Union
    • Huntington Bank
    • Hudson Valley Credit Union
    • Hyde Park Bank
    • Iberville Trust & Savings Bank
    • Isabella Community CU
    • IDB-IIC Credit Union
    • Postal Credit Union
    • iGObanking
    • IH Mississippi Valley CU
    • Illini State Bank
    • Illinois Bank & Trust
    • ILWU Credit Union
    • Indiana Members Credit Union
    • Inland Northwest Bank
    • Industrial Bank
    • Infuze Credit Union
    • InsBank (TN)
    • Inter Bank
    • International City Bank
    • Interra CU
    • Interra Credit Union
    • INTRUST Bank
    • Investors Bank
    • Isabella Bank and Trust
    • Island Credit Union
    • InTouch Credit Union
    • IU Credit Union
    • Bank of Jackson Hole
    • Jacksonville Savings Bank (IL)
    • Jeff Davis Bank
    • Jefferson Bank
    • Jefferson Bank of Missouri
    • Jersey Shore State Bank
    • JetStream FCU
    • JSC Federal Credit Union
    • Katahdin Trust Company
    • Kearny Federal Savings Bank
    • Kemba Credit Union
    • KeyBank
    • Kinetic Credit Union
    • Kirtland Credit Union
    • Kitsap Bank
    • Klein Bank
    • KleinBank
    • Kern Schools Credit Union
    • Kentucky Bank
    • Lafayette Ambassador Bank
    • Los Angeles FCU
    • Lake City Bank
    • Lake Trust CU (Lansing,Mt Pleasant,West Michigan)
    • Landmark Bank (MO, OK, TX)
    • Landmark Credit Union
    • Landmark National Bank (KS)
    • Los Angeles Police Credit Union
    • Launch Federal Credit Union
    • Leaders CU
    • Leaders Credit Union
    • Legacy Bank Company
    • LegacyTexas Bank
    • Legends Bank- Missouri
    • LGE Community Credit Union
    • Liberty Bay Credit Union
    • Liberty National Bank (OH)
    • Libertyville Savings Bank
    • Listerhill CU
    • La Loma Credit Union
    • Lone Star National Bank
    • Longview Bank and Trust
    • Lafayette Schools Credit Union
    • Macatawa Bank
    • Macon Atlanta State Bank
    • Mid-Atlantic Credit Union
    • Manasquan Bank
    • Marblehead Bank
    • Marine Bank & Trust Company
    • Marine FCU
    • Mars National Bank
    • Mascoma Savings Bank
    • Mayo Employees Credit Union
    • Mazuma Credit Union
    • Mifflinburg Bank
    • Montgomery County Employees Credit Union
    • Meadows Credit Union
    • Me Banking
    • The Mechanics Bank
    • Mechanics Co/operative Bank
    • MECU of Baltimore
    • Member One Credit Union
    • MEMBERS1st Community Credit Union
    • MembersAlliance CU
    • MembersFirst CU of Florida
    • Members First Credit Union of Florida
    • Mercantile Bank
    • Merchants Bank (AL)
    • Merchants Bank of Indiana
    • Meritrust Credit Union
    • Meriwest Credit Union
    • Metropolitan National Bank
    • Mid-Hudson Valley Credit Union
    • Michigan Educational Credit Union
    • Michigan Educational CU
    • Michigan One Community CU
    • Middlesex Savings Bank
    • MidFirst Bank
    • Midland States Bank
    • MidSouth Bank (LA, TX)
    • MidSouth Bank (AL)
    • Midwest Bank
    • MidWestOne Bank
    • The Milford Bank
    • Milford National
    • Millbury FCU
    • Minnwest Bank Sioux Falls
    • Mission Federal Credit Union
    • Missouri CU
    • MIT Credit Union
    • Morris State Bank
    • Mountain America CU
    • Merck Sharp and Dohme Credit Union
    • M&T Bank
    • Mutual Credit Union
    • MVB Bank
    • Community Natl Bank ofTX
    • Christian Community Credit Union
    • Central Minnesota Credit Union
    • Educational Employees Credit Union
    • Financial Resources Credit Union
    • MAX Credit Union
    • Neighborhood Credit Union
    • NEFCU
    • Oregon Community Credit Union
    • SunWest Credit Union
    • North American Bank Company
    • NAPUS FCU
    • NASA Federal Credit Union
    • National Bank of Commerce
    • National Bank of South Carolina
    • National Exchange Bank & Trust
    • Navigant Credit Union
    • National Bank of Andrews
    • National Bank of Arizona - Business
    • NBC Bank
    • National Bank and Trust
    • NBT Bank
    • Seymour Johnson Credit Union
    • NC State Employees Credit Union
    • Nebraskaland National Bank
    • Neches Credit Union
    • Needham Bank
    • Neighbors Credit Union
    • Nevada Bank & Trust
    • Nevada State Bank
    • New England FCU
    • Newfield National Bank
    • New Peoples Bank
    • Navy Federal Credit Union
    • Nicolet National Bank
    • New Orleans Firemens Credit Union
    • North American Banking Company
    • North Cascades National Bank
    • North Country Credit Union
    • North County Credit Union
    • Northern Bank & Trust Company
    • Northern Skies Credit Union
    • Northern Trust Bank
    • Northland Area FCU
    • Northpointe Bank
    • Northrim Bank
    • North Shore Bank
    • NRL Credit Union
    • Nevada State Bank
    • Numerica Credit Union
    • Nusenda Credit Union
    • nuVision Credit Union
    • Oakland County Credit Union
    • Oakworth Capital Bank Portfolio by SunGard
    • Ocean Financial Federal Credit Union
    • Oconee State Banks
    • Oklahoma Employees Credit Union
    • Old Line Bank
    • Old Missouri Bank
    • Old National Bank
    • Old Point National Bank
    • Old Second Bancorp
    • OMNI Community CU
    • OneWest Bank
    • One World Bank
    • OnPoint Community Credit Union - Old
    • Orange Countys Credit Union
    • Oregon State Credit Union
    • Orlando Credit Union
    • Otero FCU Credit Card
    • Ouachita Valley Credit Union
    • Oxford Bank and Trust
    • Bank OZK
    • Ozona National Bank
    • Princeville State Bank
    • Pacific Western Bank
    • Piedmont Advantage Credit Union
    • Peoples Alliance Credit Union
    • Pantex Credit Union
    • The Paris National Bank
    • Point Breeze Credit Union
    • Peapack-Gladstone Bank
    • Pen Air Credit Union
    • PenFed CU
    • Peoples Bank (MA)
    • Peoples Bank and Trust (MO)
    • Peoples Driven CU
    • Peoples Bank of Altenburg
    • Peoples Trust Credit Union
    • Portland Credit Union
    • Phoenixville Federal Bank
    • Pima Credit Union
    • Pioneer Bank (TX, NM, CO) - Personal
    • Pioneer Credit Union
    • Pittsford Credit Union
    • Plains Commerce Bank
    • Platte Valley Bank
    • Plus4 Credit Union
    • Pacific Marine Credit Union
    • PNC Bank
    • Postel Family Credit Union
    • Powerco Credit Union
    • Power Financial Credit Union
    • Princeton Credit Union
    • Priority One Credit Union of Florida
    • Providence Bank(TX)
    • Peoples State Bank of Munising
    • Prudential Bank
    • Purdue Employees FCU
    • Park View Credit Union
    • Quincy Credit Union
    • Queensborough National Bank
    • Quorum Credit Union
    • Radius Bank
    • Randolph-Brooks FCU
    • RBC Royal Bank
    • Randolph Brooks Federal Credit Union
    • RCB Bank
    • Royal Credit Union
    • Red Crown Credit Union
    • Redstone Credit Union
    • Redstone FCU
    • Redwood Credit Union
    • Rockland Employees Credit Union
    • Regions
    • Reliance Bank (MO)
    • Reliant Bank
    • Reliant Community Credit Union
    • Republic Bank
    • Republic Bank (IL)
    • Resource Bank (IL)
    • Rockland Credit Union
    • Richwood Banking Company
    • The Richwood Bank Company
    • Riegel Credit Union
    • Rivermark Community Credit Union
    • Raytown Lees Summit Community Credit Union
    • Robins Credit Union
    • Rock Canyon Bank
    • Rockland Bank
    • Rockville Bank
    • Royal Banks of Missouri
    • RTN Credit Union
    • RTP Federal Credit Union
    • Cobalt Credit Union (formerly SAC Credit Union)
    • Safe 1 Credit Union
    • Safe Credit Union
    • Saginaw County Employees CU
    • Salem Five Online Banking (Personal)
    • Sandia Area Credit Union
    • Sandy Spring Bank eBIZ
    • Santander Bank
    • Savers Bank
    • Bank of Danbury
    • Saco and Biddeford Savings
    • Santa Clara County Credit Union
    • Santa Cruz County Bank
    • Schools Financial CU
    • South Carolina Credit Union
    • SchoolsFirst FCU
    • Schools First Federal Credit Union
    • Charles Schwab
    • SC State Credit Union
    • San Diego County Credit Union
    • State Department Credit Union
    • San Diego Metropolitan Credit Union
    • SECU
    • Security Bank Waconia
    • Security Bank and Trust Company (GA)
    • Security Service Fed CU
    • Servu Credit Union
    • SESLOC Credit Union
    • Stanford Federal Credit Union
    • San Francisco Fire Credit Union
    • SF Police Credit Union
    • Sharefax Credit Union
    • Sharepoint Credit Union
    • Sharon Credit Union
    • Sharonview Credit Union
    • Shell FCU (TX)
    • Shore United Bank
    • Signature Bank of Georgia
    • Sikorsky Financial CU
    • Sikorsky Credit Union
    • Silver State Schools CU
    • Simmons Bank
    • Simple
    • Simsbury Bank
    • SIU Credit Union
    • Seattle Metropolitan Credit Union
    • Security National Bank of Omaha
    • SoFi
    • Solvay Bank
    • SONABANK
    • South Central Bank of Glasgow
    • Southern Bancorp
    • Southern FIRST
    • Southern Michigan Bank & Trust
    • The Southern Credit Union
    • Southwest Capital Bank
    • Spectrum Credit Union
    • Spencer Bank
    • Sperry Associates Credit Union
    • SPIRE FCU
    • Spring Hill State Bank
    • SRP Credit Union
    • Seven Seventeen Credit Union
    • South Shore Bank
    • Staley Credit Union
    • St. Annes Credit Union
    • STAR Financial Bank
    • Star One Credit Union
    • State Bank of Chilton
    • State Bank of Odell
    • State Employees FCU
    • Spokane Teachers CU
    • Sterling Bank (AL)
    • Sterling Bank (SterlingConnect)
    • St. Marys Bank
    • Stockman Bank of Montana
    • The Summit Credit Union
    • Sun East Credit Union
    • Sunflower Bank
    • Sunmark Credit Union
    • Sun National Bank
    • Sun National Bank
    • Sunshine Bank
    • SunTrust Bank
    • Superior Credit Union
    • Silicon Valley Bank
    • Synchrony Bank
    • Tallahassee State Bank
    • Tallahasee State Bank
    • TAPCO Credit Union
    • TBA Education CU
    • TCF Bank
    • TD Bank
    • TD Bank BusinessDirect
    • Texas Dow Employees Credit Union
    • Treasury Department Credit Union
    • Teachers CU
    • Tech Credit Union
    • TEG Credit Union
    • Texans Credit Union
    • Texas First Bank
    • Texas Regional Bank
    • Texas Tech Credit Union
    • Ticonderoga Credit Union
    • Beneficial Bank
    • The Citizens Bank of Philadelphia
    • The Columbia Bank
    • The First (ME)
    • Woodsville Guaranty Bank
    • Idaho Independent Bank
    • The Jefferson Bank
    • Nebraska Bank of Commerce
    • Thornapple Valley Community CU
    • Three Rivers FCU
    • Thrivent Credit Union
    • Tinker Federal Credit Union
    • Tippins Bank (part of Glennville bank)
    • Tower FCU
    • TowneBank
    • TRAILHEAD Credit union
    • Transportation FCU
    • TransWest Credit Union
    • Triangle Credit Union
    • Truliant FCU
    • Truliant Credit Union
    • Trustmark National Bank
    • Trustone Financial
    • Treynor State Bank
    • Tucson Credit Union
    • The Bank of Tuscaloosa
    • Tennessee Valley Credit Union
    • United Community Bank-Central IL
    • UNITED CONSUMERS Credit Union
    • United Educators Credit Union
    • University of Iowa Community Credit Union
    • Ukrainian Selfreliance Credit Union
    • UMB Bank
    • Union Bank
    • Union Square Credit Union
    • Union State Bank (ND)
    • United Fidelity Bank
    • Unitus Community Credit Union
    • Unity National Bank (OH)
    • US Bank
    • USAA
    • US Alliance Credit Union
    • US Community Credit Union
    • U.S.E. Credit Union
    • USE Credit Union
    • Utah Community Credit Union
    • UT Credit Union
    • United Teletech Financial Credit Union
    • UW Credit Union
    • Valley Bank of Helena
    • Valley View Bank
    • Vantage West Credit Union
    • Velocity Community Credit Union
    • Ventura County CU
    • Verity Credit Union
    • Vermont Credit Union
    • Vibe Credit Union
    • The Village Bank
    • Village Bank
    • Vision Bank (IA)
    • Visions FCU
    • VIST Bank
    • Vermont State Employees Credit Union
    • VyStar Credit Union
    • Savings Bank of Walpole
    • Bank of Walpole
    • Wauna Credit Union
    • Wilson Bank & Trust
    • Waterbury CT Teachers Credit Union
    • Workers Credit Union
    • Webster Five Cents Bank
    • Webster First Credit Union
    • Welch State Bank of Welch
    • Wells Fargo
    • WesBanco
    • West Central Georgia Bank
    • West Community Credit Union
    • WESTconsin Credit Union
    • Western Districts Members CU
    • Western Division CU
    • Westerra Credit Union
    • West Gate Bank
    • West Michigan CU
    • West Plains Bank Company
    • West Suburban Bank
    • Winchester Savings Bank
    • Woodforest National Bank
    • Wright-Patt Credit Union
    • White Sands Credit Union
    • Xceed Financial Credit Union
    • Xplore Credit Union
    • Bank of Yates City
    • York Traditions Bank
    • Zeal Credit Union
  • 7. Where can you check the status of your transaction?

    To follow your transaction status, please log-in to money.muncha.com and go to “My Transactions”.

  • 8. When is money transferred from your bank account?

    Generally, money is transferred from your bank account to Muncha Money Transfer on the 2nd or 3rd working day from the date of making the money transfer request. You have to also ensure that your account has sufficient funds for the transfer to take place. In case there is NSF bounce your bank account will be fined USD 35.00 for reprocessing. All holidays - weekends, public holidays in Nepal and the US have to be excluded while calculating working days.

Fees, Charges and Limits

Troubleshooting